Free tools to help you understand your retirement numbers
Four free calculators covering the questions retirees and pre-retirees ask most: retirement income, required minimum distributions, Roth conversions, and inflation's effect on your savings.
This calculator provides a simplified, hypothetical illustration for educational purposes only, using a general sustainable-withdrawal assumption. It does not guarantee any outcome, does not account for taxes, inflation, market volatility, or product-specific guarantees, and is not financial or investment advice. Actual results will vary. Please consult a licensed professional for a personalized plan.
This calculator provides an educational estimate only and is not tax, legal, or financial advice. It uses the IRS Uniform Lifetime Table (unchanged since 2022) and current SECURE 2.0 age rules. Your actual RMD may differ based on your specific accounts and beneficiary designations — consult a licensed tax or financial professional. Table data as of August 2026.
This calculator provides a simplified, hypothetical illustration for educational purposes only. It does not account for state taxes, IRMAA, RMDs, multi-year conversion strategies, or your complete financial picture, and it is not tax, legal, or investment advice. Actual results will vary. Please consult a qualified tax professional before making any conversion decision.
This calculator provides a simplified, hypothetical illustration for educational purposes only. Actual inflation will vary year to year and cannot be predicted with certainty. This is not financial or investment advice.
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See If This Fits Your PlanRetirement planning involves more than one number. This page brings together four free calculators: a retirement income snapshot that estimates your projected income against your goal, a required minimum distribution (RMD) calculator using current IRS rules, a Roth conversion calculator to illustrate tax tradeoffs, and an inflation calculator showing what today's dollars will need to equal in the future.
Each calculator provides a simplified, educational illustration — not a personalized financial plan. They're designed to help you start asking the right questions before a conversation with a licensed professional.
Yes, all four calculators on this page are free to use with no signup required.
The income calculator projects your savings growth to retirement age, then applies a general 4% sustainable withdrawal assumption plus your expected Social Security to estimate monthly income.
It illustrates the estimated tax cost of converting a traditional account to a Roth today, versus the tax-free growth potential of that money by the time you plan to use it.
Inflation reduces the purchasing power of a fixed dollar amount over time. The inflation calculator shows what a given amount today will need to equal in the future to maintain the same purchasing power.